Partnering with Atradius and being able to extend credit to our customers has helped us to grow the business.

Mr Achrya, Credit Manager & Mr Breed, Senior Manager Corporate Credit, L'Oreal India

Atradius Group

We provide trade credit insurance, surety and collections services worldwide through a strategic presence in more than 50 countries. We have access to credit information on over 240 million companies worldwide and are able to use this information to help our customers manage trading risk. Our credit insurance, bonding and collections products help protect companies throughout the world from payment risks associated with selling products and services on trade credit. We have more than 90 years of experience in credit risk management. Our financial strength rating has been affirmed by rating agencies A.M. Best as ‘A’ (excellent) with a stable outlook, and Moody’s as ‘A2’ also with a stable outlook. Atradius forms part of Grupo Catalana Occidente (GCO.MC); one of the leading insurers in Spain and worldwide in credit insurance.


Atradius at Vietnam

Atradius has presented in South East Asia since 2006 and continues growing. We serve our clients in Vietnam since 2011 out of Singapore through our official local partners Bao Viet Tokio Marine Insurance Co., LTD (BVTM) and Bao Viet Insurance Co., LTD (BV). Policies are issued by our partners who receive full technical support from us. This support includes buyer and policy underwriting, claims administration and recoveries.

With our sister company Atradius Information Service Vietnam Co., LTD (AIS Vietnam) established in 2018 to support us and our partners more grounded information about credit risk and credit limit indications of companies in Vietnam, we are committed to building strong relationships with our clients and to Vietnam market.

With our international standard technical experience and presence and local knowledge of our partners, we aim to help your business growth and expansion with protection as well as to provide the best in class client service, claims and collections to clients in Vietnam.

Atradius Japan Desk in Vietnam

Vietnam remains a fast growing country with average growth rate of 6%-8% per year and continues to attract FDI with the majority coming from Asian countries. Japan is always amongst the top 5 foreign investors for the past 10 years. Atradius Japanese Desk was established in 2018 to serve the unique of Japanese business operating in Vietnam and other countries in South East Asia region.

The Japan Desk works in liaison with each branch of Atradius South East Asia to develop key Japanese corporate prospects into new customers on a single, cross-border and regional basis.

What is Trade Credit Insurance?

Trade credit insurance protects you against the risk of your customers not paying you when trading within Viet Nam or abroad.  For example, if your business supplies goods or services to other companies on credit terms, trade credit insurance can protect against your customers failing to pay you. This can be as a result of their business becoming insolvent or sometimes it can happen through no fault of their own, such as political or economic problems.

Our business relationship and our partnership with Atradius really helped us to achieve our ambitious gorwth targets.

Toby Shore
Emirates Global Aluminium

As well as offering a safety net against the risk of non-payment, your Credit Insurance Policy can also help your business grow by gaining a competitive advantage in your market. You can benefit from our partners’ commercial insight via Atradius into companies worldwide to help identify opportunities as well as risks, and explore markets that you may not have entered without the protection that trade credit insurance provides.

Both of our partners benefit from our team of underwriters, who are located around the world and continuously analyse the credit ratings of around 240 million businesses. Should your customers' financial circumstances change, they will make you aware of this to enable you to take appropriate action. You may, for example, wish to offer them more favourable credit terms if their credit ratings improve (or reduce credit terms if their credit ratings are not so good). 

This information about your customers’ buyer ratings is supplied automatically via an online portal, which you will have access to as part of your insurance policy with BVTM or BV. 

Credit insurance can help with your cash flow, as well as a range of benefits including:

  • increased access to finance, as we can provide your bank with the reassurances it needs when extending finance to you
  • a reduction in your bad debt provision and, in turn, a healthier balance sheet
  • the confidence to seek out new markets and customers, and benefit from the growth this may bring

Contact Us

Vietcombank Tower, Level 21,

No. 5 Me Linh Square

Ben Nghe ward, Dist. 1, Ho Chi Minh city,



Tel: +84 28 XXX XXX


Baoviet Tokio Marine Insurance Co., Ltd. (BVTM)

Established in 1996, BVTM (previously known as Vietnam International Assurance Company – VIA) was the first foreign insurance joint-venture in Viet Nam with its current partners being Baoviet Holdings – a leading Finance-Insurance group in Viet Nam and Tokio Marine – a leading giant insurance group in Japan.

Partnered with Atradius in Vietnam since 2011, BVTM provides trade credit insurance and services for all international and domestic clients in accordance with Viet Nam’s Law.

Visiting address:

Room 601, 6th Floor, Sun Red River Building,

23 Phan Chu Trinh Street, Hoan Kiem District,

Hanoi, Vietnam
Tel: +84 24 3933 0704 

[Visit the Webpage of BVTM]

Baoviet Insurance Co., Ltd. (BV)

BV is the largest Vietnamese insurance company and the first insurance company incorporated in Vietnam since 1965.  The company is headquartered in Hanoi with a nationwide network of 188 branches, 5600 employees, 120,000 agents consultants across 63 cities and provinces.

Partnered with Atradius since 2013, BV provides trade credit insurance and services for all international and domestic clients in accordance with Viet Nam’s Law.

Visiting Address:

35 Tran Hung Dao Street, Hoan Kiem District, Hanoi, Vietnam


[Visit the Webpage of BV]


The statements made herein are provided solely for general informational purposes and should not be relied upon for any purpose. Please refer to the actual policy or the relevant product or services agreement for the governing terms. Nothing herein should be construed to create any right, obligation or responsibility on the part of Atradius, including any obligation to conduct due diligence of buyers or on your behalf. If Atradius does conduct due diligence on any buyer it is for its own underwriting purposes and not for the benefit of the insured or any other person. Additionally, in no event shall Atradius and its related, affiliated and subsidiary companies be liable for any direct, indirect, special, incidental, or consequential damages arising out of the use of the statements made information herein.