With Atradius India and trade credit insurance, you can trade with confidence and explore new markets or products with your business protected against losses.

Atradius India has supported business across the subcontinent with trade credit insurance since 2001. Next to a very experienced team, we also hold the largest number of personnel dedicated to trade creditworthiness assessment of businesses in India.

We are just one phone call away. Contact us at +91 22 61696801.

Arun Soundarajan Arun Soundarajan
Country Manager, Atradius India

Atradius in general

We’re committed to developing strong and long-lasting relationships with our customers, based on an in depth understanding of both their business and their market. We’re proud that our client retention rates are one of the highest in the industry and believe that is down to our personalised service and prudent underwriting practices.

We work with customers of all sizes, in all markets. These range from small and medium enterprises (SMEs) to large multinationals operating in both domestic and international markets.

What is trade credit insurance and how does it work?

Trade credit insurance protects you against the risk of your customers not paying you when trading within India or overseas.  For example, if your business supplies goods or services to other companies on credit terms, trade credit insurance can protect against your customers failing to pay you.  This can be as a result of their business becoming insolvent or sometimes it can happen through no fault of their own, such as political or economic problems.

In addition to being a core requirement of our business processes as directed by our Board, the credit insurance supports our financial controls and helps us minimise the risk of debtors and helps our company to grow and stay healthy.

Navin Agarwal
Head of Accounts & Finance | Rashi Peripherals


As well as offering a safety net against the risk of non-payment, your credit insurance policy can also help your business grow by gaining a competitive advantage in your market. You can benefit from our commercial insight into companies worldwide to help identify opportunities as well as risks, and explore markets that you may not have entered without the protection that trade credit insurance provides.

Our team of underwriters are located around the world and continuously analyse the credit ratings of millions of businesses. Should your customers' financial circumstances change, we'll make you aware of this to enable you to take appropriate action. You may, for example, wish to offer them more favourable credit terms if their credit ratings improve (or reduce credit terms if their credit ratings are not so good). 

This information about your customers’ buyer ratings is supplied automatically via our online portal, which you will have access to as part of your insurance policy with us. 

Credit insurance can help with your cash flow, as well as a range of benefits including:

  • increased access to finance, as we can provide your bank with the reassurances it needs when extending finance to you
  • a reduction in your bad debt provision and, in turn, a healthier balance sheet
  • the confidence to seek out new markets and customers, and benefit from the growth this may bring

To find out more about trade credit insurance, take a look at our video: Credit Insurance – Explained by Atradius.

We are here in India

Our Mumbai office was the first to support local Indian insurers to offer trade credit insurance in the Indian market. Today Atradius India has more than 32 staff and 14 underwriters.

Atradius India Credit Management Services (P) Ltd
1203-B Tower 1, India Bulls Finance Centre
Elphinstone Road (West)
Mumbai, India

Tel: +91 22 61696801

Email: info.in@atradius.com


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The statements made herein are provided solely for general informational purposes and should not be relied upon for any purpose. Please refer to the actual policy or the relevant product or services agreement for the governing terms. Nothing herein should be construed to create any right, obligation or responsibility on the part of Atradius, including any obligation to conduct due diligence of buyers or on your behalf. If Atradius does conduct due diligence on any buyer it is for its own underwriting purposes and not for the benefit of the insured or any other person. Additionally, in no event shall Atradius and its related, affiliated and subsidiary companies be liable for any direct, indirect, special, incidental, or consequential damages arising out of the use of the statements made information herein.