Credit Specialties

Atradius' Credit Specialties team designs and creates tailored trade credit insurance solutions for individual contracts or situations. Our multidisciplinary, multiproduct approach features a combination of cover for complex challenges, including long tenors and large projects.

Our focus is on the commercial situation you wish to insure. We work with you from the outset to build a bespoke solution that covers your needs. Our approach is dynamic and focuses on alternative ways to help you achieve your strategic objectives.

Just as there is no standard Credit Specialties policy, there is no standard Credit Specialties customer - each is unique. Our risk appetite is strategically selective. We typically provide coverage for organisations that demonstrate robust credit management procedures or require insurance for projects with intrinsic value. This might include projects of regional strategic importance or those needing a credit limit of over EUR 1 million.

Making a difference with a Single Situation cover

When you have specifically large contracts or business relationships with key counterparts, you may need a specific safety net including some of the following covers:

Straight non-payment cover for
- Single large contracts with short term revolving credit terms
- Largest obligors, providing high risk concentration
- Top-up complement to your multi-buyers credit insurance
Contract Frustration cover for multi-years projects
Pre-shipment
Non-payment risks including non-honouring of letters of credit

Protecting against Whole Turnover Excess of Loss

You may have a strong credit management but still need to protect your entire turnover for an unforeseeable catastrophe event . When designing cover for such eventualities we can help with:

Significant self-retained excess layers
Discretionary credit limits
Non-cancellable limits

Providing additional trade finance support

We protect the various ways financial institutions support trade

Receivables purchase facilities
Reserve Base Lending
Borrowing Base Financing
Warehouse Finance
Buyer Credit
Leasing
Non-Honouring of L/C’s, SBLC, Import L/C
Structured financing

Protecting against the risk of non-delivery of pre-paid goods

Paying up front for any goods will include an element of risk, one that may be unavoidable in certain jurisdictions or situations. To help protect you against this specific risk we have developed a range of advance payment cover and pre-export finance cover.

Covering the Unfair Calling of Bonds

There may be situations where your bond is at risk. This can include a customer who makes an unfair call or a political situation outside of your control. Our Credit Specialties are designed to insure you against such eventualities.

The Credit Specialties Unit team

We provide tailored Credit Specialties solutions to customers worldwide. Our Credit Specialties Unit team works out of offices based in:

London
Paris
Amsterdam
Cologne
New York – Baltimore
Singapore

Solutions for complex trade challenges